Finance at WA Hino

Finance from WA Hino

We organise truck finance in-house at our Welshpool showroom.

WA Hino can arrange finance to suit your business needs through Hino Financial Services (a division of Toyota Finance). Our very experienced and knowledgeable team understands trucks and truck customers and will take the stress out of funding your new or second hand truck.We will explain the options available to you when considering finance including Term purchase, lease, Business Vehicle loans and Finance leases.

We Know Finance

WA Hino offers our customers financing expertise through Hino Financial Services and WA Hino Finance.

At WA Hino, our business development team will develop a strategy that is right for you and your business, as well as arrange affordable insurance and extended warranty options for your vehicle.

For more information about WA Hino finance and insurance, please contact our finance department.

Our Services

Our Services

Hino Term/Hire Purchase

This represents the ideal choice if you seek to own your own Hino vehicle at the end of the repayment term. specifically, ownership of the vehicle passes to you upon your final installment payment. Benefits of this option include:

  • Interest rates are fixed for the term.
  • Depreciation allowances may be claimed.
  • Structure to preserve your business capital whilst paying off the vehicle from generated income.
  • Terms are negotiable within a range of 1 to 7 years.
  • Vehicle is shown as an asset on the balance sheet.
Our Services

Hino Business Vehicles Loan

This is a flexible and tax effective means of financing trucks and buses for business proposes. Under this option, your business owns the vehicle and Hino Financial Services takes a mortgage over the vehicle, so it remains an asset of your business. Benefits of this option include:

  • Flexible payment structure.
  • Terms are negotiable within a range of 1 to 7 years.
  • No GST is payable on monthly repayments.
  • Interest rates are fixed for the term of the loan.
  • Daily interest calculations on the outstanding principal balance - means additional repayments will reduce the loan period and total interest payable.
Our Services

Hino Master Facilities

A full suite of funding options including Operating Lease, Finance Lease, Term Purchase (Commercial Hire Purchase), Novated Lease and Recharge Fleet Management are all covered by one Master Fleet Facility Agreement. This agreement allows you to choose a facility (s) to best suit your specific business requirements. This particularly suits large fleets with a regular turnover in vehicles. Benefits include:

  • Convenience and simplicity - no separate applications.
  • Payments can be structured to suit your business's needs.

Tailor make your finance and grow your business with WA Hino.

When it comes to financing your next truck, Hino Financial Services provides a real advantage with a great range of flexible finance options. 

We’re committed to arranging finance solutions that best suit your needs and helps you grow your business.

With Hino Tailored Rates*, our sophisticated software calculates your interest rate based on your credit score and other relevant criteria as determined by Hino Financial Services. This means you get a fair and transparent interest rate that is based on your individual business circumstances*. 

Backed by the strength of Toyota Financial Services, Australia’s largest automotive financier, you’ll enjoy peace of mind plus the satisfaction of dealing with the people who understand Hino best.

That's Another Hino Advantage.

If you are an existing Hino Financial Services customer experiencing financial hardship due to drought, we’re committed to doing what we can to help. Email us and we will be in touch to discuss your situation.

^Toyota Finance Online is an online account service provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181.

*Approved applicants only. Terms and conditions apply. Hino Financial Services is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.